Value of Joining

  • We use only high quality insurance carriers vetted to SIMG agent specifications;
  • All carriers provide direct company appointments with full access, except for certain specialty excess and surplus lines situations;
  • Direct quoting, policy binding and issue, and services for all appointing carriers;
  • Clients living across most state lines are accommodated with proper agent licensing;
  • Reduced appointment volume requirements for SIMG members. Some carriers have no volume requirements, but understandably expect consistent quoting activity;
  • Member agents maintain full client book ownership and renewal placement rights in all cases, except in abandonment or regulatory defalcation;
  • Agency may use SIMG sponsored companies, companies outside the SIMG system or any mix that is deemed appropriate for the agency and their clients;
  • Associated carriers conduct business entirely through the internet in a paperless environment;
  • Agent contact information appears on all client policy declarations pages, except for specialty E&S policies placed through partnered wholesaler;
  • Spanish promotion and policies are available through many member carriers;
  • Our owners are experienced in assisting new agent start-ups, or agents who are currently writing through “Captive” or “Single Carrier” environments;
  • Generous commission share up to 95/5 (ask to see Producer Agreement for details);
  • Production and experience bonuses;
  • Reduced price agency Web Sites from several of our partners; and
  • Life, Long Term and Short Term Care, Disability, Health, and Estate Planning insurance support services.  We enable agents uncomfortable to take the sales lead by referring to SIMG partnered professions, or you have the ability to full independent quoting, policy issue and related life client services.